/ flagship solution
The merchant cash advance platform, connected.
From the first application to final reconciliation, ZL Tech wires your entire funding operation into one pipeline — Salesforce, CLEAR, Experian, MCATrack and Monday, talking to every lender you work with.
/ how it works
One pipeline, four moves.
Application & intake
Deals land in Salesforce or Monday from your web forms, ISO partners and brokers — deduped and enriched on arrival.
Verification & credit
Automated CLEAR and Experian pulls attach identity, business and credit data straight to the deal record — no tab-switching.
Underwriting & routing
A custom underwriting spreadsheet scores each file on your numbers, then routes it to the lenders most likely to fund it.
Funding & servicing
Once funded, positions, payments and reconciliation sync two-way with MCATrack so servicing and collections stay accurate.
/ integrations
Built on the systems you already run.
Five core integrations do the heavy lifting. Each one is bi-directional, monitored, and tuned to your workflow.
Salesforce
Custom objects, Apex triggers and Flow automation tailored to your underwriting pipeline.
Clear
Thomson Reuters CLEAR pulls for identity, business and fraud verification at submission.
Experian
Consumer and commercial credit pulls scored straight into your deal record.
MCATrack
Two-way sync of funded deals, payments and reconciliation with MCATrack servicing.
Monday
Board automations and item mirroring so ops, sales and funding stay in lockstep.
/ capabilities
Everything the funding floor needs.
The platform handles the repetitive, error-prone work so your team spends time on decisions, not data entry.
- Custom underwriting spreadsheet
- Bank statement & document parsing
- Automated stip collection
- Lender submission packets
- Offer comparison & stacking checks
- Commission & syndication tracking
- Real-time status webhooks
- Renewal & re-up triggers
- Audit trail on every record
/ underwriting
A custom underwriting spreadsheet, built on your numbers.
We model your exact underwriting logic into a living spreadsheet — pulling deal data automatically, scoring on your criteria, and flagging the positions, ratios and stips that matter. Your team gets a clear go / no-go on every file without rebuilding the math by hand.
- Auto-filled from deal data
- Your scoring & rules
- Position & ratio analysis
- Instant go / no-go
/ lender network
Submit to the lenders you fund with.
Pre-built submission and status integrations across the MCA market — and we'll add any lender you need.
● connected · live submission & status sync
Ready to wire up your cash advance operation?
We'll audit your current stack and map the integration on a single call.
Book a walkthrough →